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Dental billing coordinator on the phone holding several different dental insurance cards at a front desk

Dental Insurance Companies List: Every Major Insurer's Phone, Website & Contact Directory

October 04, 2026•15 min read

This is a master list of the dental insurance companies a dental or oral surgery practice actually deals with, with every insurer's official website and a direct link to its verified phone and contact directory. There is no single dental insurance phone number: the industry is split across national carriers, Blue Cross Blue Shield and regional health plans, government Medicaid and CHIP programs, and dental-specialty networks, each with its own customer service, provider, and claims lines. Use the groups below to find the company on a patient's card, confirm its official website, then open its contact directory for the exact numbers and logins.

Key Takeaways

  • Start with the member ID card. It names the insurance company and a payer ID, and that company (not a universal hotline) controls customer service, claims, and eligibility.
  • Dental insurers fall into four groups: national carriers, Blue Cross Blue Shield and regional plans, government Medicaid and CHIP, and dental networks, DHMO, and discount plans.
  • Big brands are not single companies. Delta Dental and the Blues operate as independent regional companies, so numbers and logins change by state.
  • Members and dentists use different lines. Most carriers publish a separate provider or professional relations number and a dedicated provider portal.
  • Each company's own contact directory (linked in every row) carries the verified phone numbers, websites, and logins, so this hub stays a clean index rather than a phone dump.
  • Only official websites are listed here. Every domain in the tables was verified against the insurer's own site.

What's in This List

How to Use This List

This page is an index, not a call sheet. The actual phone numbers, provider portals, claims addresses, and payer IDs live in each company's own contact directory, which is individually verified and linked in every row below. That keeps the list accurate: numbers change often, and a directory maintained per company is far more reliable than one giant table of digits that goes stale the week it is published.

 

Infographic showing the four types of dental insurance companies: national carriers, Blue Cross and regional, Medicaid and CHIP, and dental networks
Dental insurers fall into four groups, and the group tells you which kind of contact line and claims rules apply (Source: isedate.com).

 

How Dental Insurance Companies Differ

The right contact line depends on what kind of company issued the plan. Four categories cover almost every card a front desk will see.

  • National commercial carriers. Companies like Delta Dental, Cigna, MetLife, Guardian, Aetna, UnitedHealthcare, Humana, and Ameritas sell dental benefits nationwide, usually as a DPPO (see any in-network or out-of-network dentist) or a DHMO (assigned network dentist, no annual maximum). A few, such as Delta Dental, are federations of independent state companies, so the number changes by state.
  • Blue Cross Blue Shield and regional health plans. The Blues (including Anthem, Premera, Regence, Empire, and Capital Blue Cross) and regional carriers like AmeriHealth, HealthPartners, Moda Health, MVP, and EmblemHealth bundle dental with medical coverage in the states they serve. Contact lines are regional, not national.
  • Government, Medicaid, and CHIP programs. Medicaid and CHIP dental are funded by the government and run state by state, often through a dental benefits manager (DentaQuest, MCNA) or a state or regional plan (Medi-Cal Dental, MassHealth, Peach State, PeachCare, Fidelis Care, Healthfirst, Amerigroup, Molina, Wellcare, UCare). Provider enrollment and claims rules differ from commercial plans.
  • Dental networks, DHMO, and discount plans. Specialty dental networks and plan administrators (Liberty Dental Plan, Avesis, Dominion National, Dental Health Alliance, First Dental Health, Healthplex, Premier Access, Renaissance, Superior Dental Care) plus individual and discount plans (Guardian Direct, Golden Rule, Careington, Best Life, Encore) round out the market. A discount plan lowers fees but does not pay claims like insurance.

The myth of the "one dental insurance number"

Thin directory pages often post a single 800 number and call it the way to reach a carrier. That is misleading. A number that reaches one Delta Dental or Blue Cross company in one state will not pull up a plan administered by a different regional company, and a commercial carrier's line will not help with a Medicaid or CHIP question. Match the exact company and plan type on the card first, every time, then use that company's contact directory.

Major National Dental Carriers

The national commercial carriers that cover the largest share of employer and individual dental plans. Open a company's contact directory for its verified customer service, provider, and claims lines; where we also publish a plans and reviews guide, that link is noted.

CompanyTypeOfficial WebsiteFull Contact Directory
AetnaPPO / DHMOaetna.comAetna phone & contact directory · plans & reviews
AmeritasPPOameritas.comAmeritas phone & contact directory · plans & reviews
AnthemPPO (Blue Cross)anthem.comAnthem phone & contact directory
CignaPPO / DHMOcigna.comCigna phone & contact directory · plans & reviews
Delta DentalPPO / DHMOdeltadental.comDelta Dental phone & contact directory
GuardianPPOguardianlife.comGuardian phone & contact directory · plans & reviews
HumanaPPO / DHMOhumana.comHumana phone & contact directory · plans & reviews
MetLifePPOmetlife.comMetLife phone & contact directory · plans & reviews
PrincipalPPOprincipal.comPrincipal phone & contact directory
Sun LifePPOsunlife.com/usSun Life phone & contact directory
United ConcordiaPPO (TRICARE dental)unitedconcordia.comUnited Concordia phone & contact directory
UnitedHealthcarePPOuhc.comUnitedHealthcare phone & contact directory
UMRTPA (UnitedHealthcare)umr.comUMR phone & contact directory
UnumPPOunum.comUnum phone & contact directory

Source: Delta Dental official site | Cigna official site

Blue Cross Blue Shield & Regional Health Plans

Blue Cross Blue Shield companies and regional health plans that include dental coverage in the states they serve. Because these carriers operate regionally, use the linked contact directory for the state-specific numbers and logins.

CompanyTypeOfficial WebsiteFull Contact Directory
AmeriHealthRegional (NJ, PA, DE)amerihealth.comAmeriHealth phone & contact directory
Blue Cross Blue ShieldPPO (national Blues)bcbs.comBlue Cross Blue Shield phone & contact directory
Bright HealthACA / Marketplacebrighthealthcare.comBright Health phone & contact directory
Capital Blue CrossBlue Cross (PA)capbluecross.comCapital Blue phone & contact directory
EmblemHealthRegional (NY)emblemhealth.comEmblemHealth phone & contact directory
Empire BlueCrossBlue Cross (NY, now Anthem)empireblue.comEmpire BlueCross phone & contact directory
Health NetRegional (CA)healthnet.comHealth Net phone & contact directory
HealthPartnersRegional (MN)healthpartners.comHealthPartners phone & contact directory
Moda HealthRegional (OR, AK)modahealth.comModa Health phone & contact directory
MVP Health CareRegional (NY, VT)mvphealthcare.comMVP phone & contact directory
Oscar HealthACA / Marketplacehioscar.comOscar phone & contact directory
ParamountRegional (OH)paramounthealthcare.comParamount phone & contact directory
Premera Blue CrossBlue Cross (WA, AK)premera.comPremera Blue Cross phone & contact directory
RegenceBlue Cross (Pacific NW)regence.comRegence phone & contact directory

Source: Blue Cross Blue Shield Association | Premera Blue Cross official site

Government, Medicaid & CHIP Dental Programs

Government-funded dental coverage and the benefits managers that administer it. These programs are state or region specific, with their own provider enrollment and claims rules, so use the linked directory for the correct program numbers.

Program / CompanyTypeOfficial WebsiteFull Contact Directory
AmerigroupMedicaid (now Wellpoint)amerigroup.comAmerigroup phone & contact directory
DentaQuestMedicaid / commercial DBMdentaquest.comDentaQuest phone & contact directory · plans & reviews
Fidelis CareMedicaid (NY)fideliscare.orgFidelis Care phone & contact directory
GEHAFederal (FEDVIP)geha.comGEHA phone & contact directory
HealthfirstMedicaid (NY)healthfirst.orgHealthfirst phone & contact directory
MassHealth DentalMedicaid (MA)massdhp.orgMassHealth phone & contact directory
MCNA DentalMedicaid / CHIPmcna.netMCNA phone & contact directory
Medi-Cal DentalMedicaid (CA)dental.dhcs.ca.govMedi-Cal Dental phone & contact directory
Molina HealthcareMedicaid / Marketplacemolinahealthcare.comMolina phone & contact directory
Peach State Health PlanMedicaid (GA)pshpgeorgia.comPeach State phone & contact directory
PeachCare for KidsCHIP (GA)peachcare.orgPeachCare phone & contact directory
TRICAREMilitarytricare.milTRICARE phone & contact directory
UCareMedicaid (MN)ucare.orgUCare phone & contact directory
WellcareMedicare / Medicaidwellcare.comWellcare phone & contact directory

Source: DentaQuest official site | Medi-Cal Dental (California DHCS)

 

Four-stage infographic showing how documentation supports a dental sedation insurance claim from eligibility to a defensible claim
Every insurance call rides on the chart behind it: verify, chart, document, then submit a defensible claim (Source: isedate.com).

 

Dental Networks, DHMO & Discount Plans

Dental-specialty networks, DHMO administrators, and individual or discount plans. A discount plan lowers fees at participating dentists but does not pay claims like insurance, so confirm the plan type before quoting coverage.

CompanyTypeOfficial WebsiteFull Contact Directory
AssurantLegacy (dental now Sun Life)assurant.comAssurant phone & contact directory
AvesisDental / visionmyavesis.comAvesis phone & contact directory
Best LifePPO / ACAbestlife.comBest Life phone & contact directory
CareingtonDiscount plancareington.comCareington phone & contact directory
Dental Health AlliancePPO network (Sun Life)dha.comDental Health Alliance phone & contact directory
Dental SelectPPO / DHMOdentalselect.comDental Select phone & contact directory
Dominion NationalPPO / DHMOdominionnational.comDominion National phone & contact directory
Encore DentalIndividual PPOencoredentalplan.comEncore phone & contact directory
First Dental HealthPPO networkfirstdentalhealth.comFirst Dental Health phone & contact directory
Golden RuleIndividual PPO (UnitedHealthcare)uhone.comGolden Rule phone & contact directory
Guardian DirectIndividual PPOguardiandirect.comGuardian Direct phone & contact directory
HealthplexDHMO / PPOhealthplex.comHealthplex phone & contact directory
Liberty Dental PlanDHMO / Medicaidlibertydentalplan.comLiberty Dental Plan phone & contact directory
Premier AccessDHMO / PPO (Avesis)premierlife.comPremier Access phone & contact directory
RenaissancePPOrenaissancebenefits.comRenaissance phone & contact directory
Superior Dental CarePPO (OH, KY, IN)superiordental.comSuperior Dental Care phone & contact directory

Source: Liberty Dental Plan official site | Avesis official site

Where Documentation Fits In

For a sedation or oral surgery practice, every one of these insurance calls (eligibility, claims, appeals, credentialing) rides on documentation. Payers deny or claw back payment when the record behind a claim is incomplete, and a dental sedation claim is only as strong as the chart behind it, no matter which company is on the card. That is the gap iSedate's SedationVault was built to close.

SedationVault replaces paper sedation records with one connected system: real-time oral and IV sedation charting, live vitals streamed over Wi-Fi from any monitor on the market, digital intake and consent, and one-click, audit-ready PDF reports. Its Sedation Intelligence Platform adds drug logs, inventory, and compliance tracking so a practice can run its entire in-office sedation operation to one provable standard. When a payer, a board, or a malpractice carrier asks for the record, the documentation is complete, time-stamped, and defensible, which protects both reimbursement and the practice itself.

See how SedationVault keeps sedation records audit-ready

Book a Demo with iSedate

Source: iSedate sedation compliance

Frequently Asked Questions

How many dental insurance companies are there in the United States?

There are hundreds, but most patients are covered by a few dozen major carriers and networks. They fall into four broad groups: national commercial carriers (Delta Dental, Aetna, Cigna, MetLife, Guardian, Humana, and others), Blue Cross Blue Shield and regional health plans, government Medicaid and CHIP dental programs, and dental-specialty networks, DHMO, and discount plans. This page indexes the major companies in each group.

Who are the largest dental insurance companies?

Delta Dental is the largest dental benefits carrier in the country, followed by national carriers such as Cigna, MetLife, Guardian, Aetna, UnitedHealthcare, Humana, and Ameritas. For Medicaid dental, DentaQuest and MCNA administer some of the largest government programs. The best contact number still depends on the specific plan, so match the member's ID card to the right company.

What is the difference between a DPPO and a DHMO dental plan?

A DPPO (dental preferred provider organization) lets members see any dentist, with the lowest cost at in-network providers, and the carrier reimburses by procedure. A DHMO (dental health maintenance organization) assigns members to a network dentist, usually has no annual maximum, and pays the dentist a set fee per enrollee. Claims, eligibility, and provider lines often differ between a carrier's DPPO and DHMO products, so confirm which plan type the patient holds.

How do I find which dental insurance company covers my plan?

Look at the member ID card. It names the insurance company, the plan or network, and a payer ID used for electronic claims. That company controls customer service, claims, and eligibility. Match the company name on the card to the correct row in the list on this page, then open its contact directory for the exact phone numbers and logins.

Is there one phone number for all dental insurance companies?

No. Each dental insurance company runs its own customer service, provider, and claims lines, and large carriers like Delta Dental and Blue Cross Blue Shield are made up of independent regional companies with different numbers by state. Always start from the member's ID card or the specific company's contact directory rather than a single universal number.

What is the difference between national carriers and Medicaid dental plans?

National carriers sell commercial dental insurance to employers and individuals, usually as DPPO or DHMO plans. Medicaid and CHIP dental programs are government-funded coverage administered state by state, often through a dental benefits manager such as DentaQuest, MCNA, or a state plan like Medi-Cal Dental or MassHealth. The contact numbers, provider enrollment, and claims rules are different, so use the correct program's directory.

How do dentists verify a patient's dental insurance?

Dental offices verify eligibility and benefits through the carrier's provider portal or provider phone line, using the payer ID and member ID from the patient's card. Most companies publish a separate provider or professional relations number that differs from the member line. Each company's contact directory on this site lists the verified provider phone and login.

What is a dental insurance payer ID?

A payer ID is the electronic routing code that identifies an insurance company inside a clearinghouse, so a dental office can submit claims electronically to the correct payer. It is printed on the member's ID card and is specific to the plan. For paper claims, each company also has its own mailing address, which is listed in that company's contact directory.

Are dental discount plans the same as dental insurance?

No. A dental discount or savings plan (for example, Careington) gives members reduced fees at participating dentists for a membership cost, but it does not pay claims or have a deductible or annual maximum like insurance. Discount plans are included in this list because patients and front desks often need their contact information, but they work differently from a DPPO or DHMO.

How do dental offices join a dental insurance network?

Credentialing is handled by each company, usually through an online provider portal or a credentialing service such as CAQH, rather than a single phone line. Start with the provider or professional relations line for the specific company, confirm the network you want to join, and complete credentialing before submitting claims. Each company's contact directory lists the provider line and portal.

Which dental insurers handle Medicaid and CHIP dental?

Medicaid and CHIP dental are administered state by state. Large dental benefits managers like DentaQuest and MCNA run programs in many states, while state and regional plans such as Medi-Cal Dental, MassHealth, Peach State, PeachCare, Fidelis Care, Healthfirst, Amerigroup, Molina, Wellcare, and UCare cover specific regions. The government and Medicaid section of this list links to each program's contact directory.

Where can I find the phone number for a specific dental insurance company?

Find the company in the list on this page and open its contact directory. Each directory collects the verified customer service, provider, and claims phone numbers, the official website, and the member and provider logins for that company, organized by state and department where the carrier operates regionally.

Still Have Questions?

If your practice runs sedation or anesthesia, the way you document each case drives how smoothly every one of these insurance calls goes. See how iSedate's SedationVault turns sedation charting into clean, audit-ready records that protect reimbursement and compliance across every payer on this list.

See SedationVault

About This List

This directory indexes the major dental insurance companies, Medicaid and CHIP programs, and dental networks that United States practices work with most. Each company's official website was verified against the insurer's own site, and the phone numbers, provider portals, claims addresses, and payer IDs live in each company's individually verified contact directory, linked in every row. Company names and brands are the trademarks of their respective owners; iSedate is not affiliated with any insurer listed. Insurer ownership and contact details change, so confirm against the member's ID card and the company's official site before a time-sensitive call. Last reviewed 2026.

 

Dr. C. Ray Coleman, DDS

Dr. C. Ray Coleman, DDS

Dr. Chet Ray Coleman, DDS is one of the best dentists in Utah and the driving force behind several other dental technology and dental service businesses.

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